Oshkosh Public Library

Worth it-- not worth it?, simple & profitable answers to life's tough financial questions, Jack Otter

eng

illustrations

index present

non fiction

Worth it-- not worth it?

761383831

Jack Otter

simple & profitable answers to life's tough financial questions

Introduction: know your enemies -- Section 1: Getting started -- My own personal hot tub time machine -- Credit vs. debit -- Take out a student loan vs. skip college -- See the world vs. get a job -- Spend it vs. save it -- Credit union vs. bank -- Save for retirement now vs. later -- Date the cutie in the next cubicle vs. absolutely anyone else -- Live with mom & dad vs. go solo in squalor -- YMCA vs. luxurious health club -- Section 2: Shelter -- The biggest investment you'll ever make -- Buy vs. rent -- Where it's cheaper to buy now -- Older house vs. new house -- Best house on the worst block vs. worst house on the best block -- For sale by owner vs. real estate agent -- Fixed rate vs. adjustable mortgage -- Renovate the kitchen vs. finish the basement -- Section 3: Automotive -- The real blind spot -- New vs. used -- Lease vs. buy -- Take the insurance vs. decline -- Diesel vs. hybrid -- Section 4: Investing -- Three flavors of risk -- The ultimate no-brainer portfolio -- Financial advisor vs. broker -- Buy & hold vs. timing the market -- Stock vs. mutual funds -- Load vs. no load funds -- Company stock vs. 401(k) mutual fund -- Hot fund vs. cheap fund -- Cap-weighted indexing vs. fundamental indexing -- Individual bonds vs. bond fund -- ETFs vs. mutual funds -- Leveraged vs. unleveraged ETFs -- 2-year CD vs. 7-year CD -- Timber vs. gold -- Section 5: Family matters -- This is your brain on childcare -- 529 plans vs. UGMAs -- Term life insurance vs. permanent life -- Disability insurance vs. life insurance -- Cash-back credit cards vs. travel rewards cards -- Annual vacation vs. new car -- Buy travel insurance vs. save the cash -- Extended warranty vs. self insure -- Mary Ann vs. Ginger -- Long-term care insurance vs. fly solo -- Allowance vs. pay for chores -- Organic fruits & vegetables vs. conventional -- Hire a trainer vs. go it alone -- Section 6: Retirement -- "Just put me on an ice floe" is not a strategy -- Save for your kids' college vs. save for your retirement -- Roth IRA vs. traditional IRA -- Fixed annuity vs. variable annuity -- Fixed annuity vs. managed payout fund -- Social security at 62 vs. 70 -- Your own social security benefits vs. your spouse's -- Florida vs. Nicaragua